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Insurance Deductible:
the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".

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Farm Insurance :: About Us

April 2019 Promotional Offer

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Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasn’t a factor, AMP’s Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industry’s job to... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store.... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related... read more

NSW Insurance broker suspended
May 22 :: A Menai-based insurance broking firm has had its licence suspended for seven months following surveillance conducted by the Australian Securities and Investments... read more

Insurance Articles

How to Save Up to 50% Buying Income Protection Insurance
Whether you are young and single, paying off a mortgage, raising a family or running a business, income protection insurance is possibly one of the most important... read more

Risk Management Strategies
Four ways to reduce risk that work equally well for the head of a household, a small business or a large public company. Proper use of these techniques will... read more

Choosing A Disability Income Protection Insurance Policy
Most people do not understand that a disability insurance policy is a legal contract between the consumer and the insurance company. This article will help... read more

Risk Management - 8 steps To Avoid Litigation
Accidents, mistakes and misunderstandings can happen in any business. Some are settled amicably, others grow into full-blown disputes, and before you know... read more

Importance of Public Liability Insurance for Small Businesses
Small businesses are more prone to risks of large financial liability. These may come in the form of litigation for not meeting the standards in the product/service... read more

Insuring against loss of income
An important part of stress-testing yourself involves imagining what would happen if your source of income were cut off.

If you've done that and... read more

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