Farm Insurance :: Calculators

Farm Insurance Financial Calculators

Our calculators are provided only as general information tools and are not intended to provide financial, investment, or insurance advice. Results are indicative estimates only and should not be relied upon to make decisions. Please seek independent advice suited to your financial situation and objectives.

Available Calculators

Life Insurance Calculator

Estimate your life insurance needs with our Life Insurance Calculator. Work out the right level of cover to protect your family and secure their financial future.

Farm Insurance Calculator

Estimate your farm insurance needs with our Farm Insurance Calculator. Establish the right levels of cover to protect your agricultural business and your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Insurance News

Summer Surge in Rural Crime: Protecting Australian Farms

06 Mar 2026: Paige Estritori

WFI Insurance has reported a significant increase in rural crime during the summer months, with January experiencing approximately 14% more crime-related insurance claims than any other month. This trend underscores the need for heightened vigilance and enhanced security measures on Australian farms during this period. - read more

Achmea Australia's Comprehensive Flood Cover: A Game-Changer for Farmers

06 Mar 2026: Paige Estritori

In a significant development for Australian farmers, Achmea Australia has announced that flood cover is built into its farm insurance policies. This offering addresses a critical gap in the market, as many leading underwriters have traditionally excluded flood coverage from their farm policies. - read more

NRMA's Departure from Farm Insurance: Implications and Alternatives for Australian Farmers

26 Feb 2026: Paige Estritori

In a significant shift within the Australian insurance landscape, NRMA Insurance ceased offering farm insurance policies, including Hobby Farm and Rural Farm Insurance, as of July 1, 2025. This decision has left many farmers seeking reliable alternatives to safeguard their livelihoods. - read more

Preparing for Summer Storms: Insights from Elders Insurance on Protecting Your Farm

26 Feb 2026: Paige Estritori

As the Australian summer approaches, Elders Insurance has issued a cautionary advisory to farmers, emphasising the heightened risk of storm-related damages during this season. Recent data indicates a significant increase in insurance claims due to summer storms, underscoring the need for proactive measures to safeguard agricultural assets. - read more

Climate Change and Rising Insurance Premiums: Insights from IAG

26 Feb 2026: Paige Estritori

Insurance Australia Group (IAG) has highlighted the growing impact of climate change on home insurance premiums, attributing rising costs to the increasing frequency and severity of extreme weather events. This trend underscores the urgent need for both mitigation and adaptation strategies to address evolving risks. - read more

Learning from Near Misses: Enhancing Farm Safety in Australia

18 Feb 2026: Paige Estritori

In July 2025, Farmsafe Australia launched the 'Second Chances – Who Knows How Many You'll Get' campaign, aiming to transform near misses on farms into learning opportunities to prevent future accidents. This initiative underscores the critical importance of recognising and addressing close calls in agricultural settings. - read more

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Farm Insurance Articles

What You Need to Know About Crop Insurance for Your Farm

Farming is a risky business. As a farmer, you are at the mercy of the weather, pests, and other challenges that can threaten your crops and your livelihood. That’s where crop insurance comes in. Crop insurance can provide financial protection in case your crops are damaged or destroyed, allowing you to recover from losses and move forward with your farm business. - read more

Navigating Farm Succession: A Step-by-Step Guide for Rural Australian Families

Welcome to our comprehensive guide on navigating farm succession for rural Australian families. The journey of passing on a family farm from one generation to the next is both a critical and challenging milestone. Recognizing that every farm has its unique story and set of circumstances is fundamental to the process. - read more

The Farmer's Handbook to Quick and Effective Insurance Claims

Insurance is a vital part of safeguarding any farming operation. As a farmer, protecting your property, equipment, and livelihood from unexpected events like natural disasters, theft, or accidents is crucial. Adequate insurance coverage ensures that you can recover quickly from setbacks without enduring overwhelming financial strain. - read more

The Ultimate Guide to Affordable Farm Insurance for Australian Farmers

Welcome to 'The Ultimate Guide to Affordable Farm Insurance for Australian Farmers.' As stewards of the vast Australian countryside, farmers face an array of unique challenges and risks. Every day, they grapple with the forces of nature, the volatility of the markets, and the complexities of modern agricultural operations. - read more

Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm

As a farmer, you know that unexpected events can have a significant impact on your farm and your livelihood. Natural disasters, such as floods, fires, droughts, and storms, can occur at any time and have devastating consequences. That's why it's crucial to have a comprehensive disaster response plan in place to protect your property, assets, and, most importantly, your loved ones and livestock. - read more

Investing in Cybersecurity: A Crucial Step for Sustainable Farming

Cybersecurity refers to the practice of protecting systems, networks, and programs from digital attacks. In the context of agriculture, it involves safeguarding the digital solutions and technologies that have become intrinsic to modern farming operations. As technological advancements continue to revolutionize the farming landscape, the importance of cybersecurity in securing farm data and operations has become more pronounced. - read more

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Knowledgebase

Incontestability Clause:
A provision in a life insurance policy that prevents the insurer from voiding coverage due to a misstatement by the insured after a certain period.

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