Welcome to the privacy policy for Farm Insurance, owned and operated by Clark Family Pty Ltd, outlining protection practices for our site.
Your privacy is important to us, and we've developed this statement to highlight our dedication to privacy. Learn below about the data we collect and manage on this platform.
Data Collection and Usage
Submitting a financial services referral requires your name, phone number, email, and relevant information for service facilitation by Farm Insurance.
This data gets shared with trusted partners within our network to offer precise service answers, acting on your behalf. Rest assured, partners are restricted from further use of this information beyond assisting.
Your personal details are safeguarded and will not be disclosed to external parties without consent.
Remember, our site may link to other websites, but Clark Family Pty Ltd is not liable for third-party privacy practices or content.
Cookie Usage
To enhance user experience, Farm Insurance utilizes cookies to track session data and user interactions, evaluating system performance and preventing repetitive content exposure.
Advertising Partners
Our advertising partners use cookies and other technologies to deliver tailored ads on our site. These technologies gather anonymous data, including ad timestamps and user interactions, for refined ad results and preference alignment.
Accessing Your Information
Your personal information is accessible upon request, barring legal exceptions. We maintain the right to determine access procedures. Should access be denied, you'll receive justification, and suitable alternatives through agreed intermediaries may be offered. An access request might incur reasonable administrative fees.
If you desire to access your data, please get in touch with us. For security reasons, written requests may be required.
Privacy Policy Updates
Our privacy policy undergoes regular reviews to meet the evolving market and user needs, adapting as necessary.
Inquiries and Concerns
For any questions or concerns regarding our privacy policy or personal information management, please reach out to us.
Find out more about privacy protection through the Australian Federal Privacy Commissioner at 1300 363 992.
Filing a Complaint
To address any perceived breaches of our Privacy Policy or the National Privacy Principles, feel free to submit a complaint, which we promise to address swiftly. Begin this by contacting Farm Insurance. Unresolved issues can be further escalated to the Australian Federal Privacy Commissioner at 1300 363 992.
Any questions about this policy or our practices can be directed to us via contact page.
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A recent ruling mandates an insurance broker to pay nearly $300,000 in compensation to a client after an insurer, QBE, declined a fire claim and cancelled the policy due to nondisclosures. The fire, which occurred in October 2022, severely damaged the commercial premises. QBE asserted that they would have denied coverage had they known about asbestos on the property, among other unreported issues. - read more
An insurance dispute arose when a driver was refused coverage for car damage after evidence showed involvement in multiple collisions, contrary to her claim. Initially, the woman filed a claim with Hollard Insurance, stating her car had collided once with another vehicle. However, the situation took a turn when forensic data from in-car technology revealed two separate impacts occurring 11 minutes apart. - read more
The Australian Securities and Investments Commission (ASIC) has voiced apprehension about the transparency of professional indemnity (PI) insurance amongst holders of the Australian Financial Services Licence (AFSLs). This concern arises from a recent market overview conducted to analyze PI insurance for AFSLs offering personal advice to retail clients. - read more
A savvy traveller has successfully challenged an insurance decision after having to make an impromptu stay in London due to a medical emergency. This came after the man needed urgent medical attention following a cat bite he sustained in Albania, which sent him to the UK capital for essential treatment. - read more
In the age of instant digital services, where everything from basic necessities to luxury items can be delivered in a blink, the life insurance sector in Australia is poised for a transformative change. Historically plagued by lengthy processing times, the sector faces a persistent underinsurance gap, with over a million Australians lacking adequate life protection. The introduction of a digital Personal Medical Attendant Report (PMAR) by Acenda, formerly MLC Life, marks a significant stride towards addressing this challenge. - read more
A Victorian court has ratified a $34 million settlement in a class action involving add-on insurance products sold by Suncorp. This settlement culminates the legal proceedings surrounding alleged unlawful sales practices. - read more
Livestock farming is a significant part of the Australian agriculture industry. As with any business, farmers face numerous risks such as disease, death, theft or extreme weather events, which could cause damage or loss to their livestock assets. Livestock insurance provides cover against these risks, ensuring that farmers are financially protected from any potential financial losses, which could devastate their livelihoods. - read more
Farming is a risky business. As a farmer, you are at the mercy of the weather, pests, and other challenges that can threaten your crops and your livelihood. That’s where crop insurance comes in. Crop insurance can provide financial protection in case your crops are damaged or destroyed, allowing you to recover from losses and move forward with your farm business. - read more
The agricultural sector in Australia carves a significant portion of the country's economy, contributing to its GDP and providing employment across rural and suburban areas. Thus, navigating the complexities of agribusiness is not just a matter of crop cultivation and livestock management, but also of understanding the intricate web of liability risks that come with the terrain. - read more
As an Australian farmer, understanding the necessity of farm insurance is crucial to protecting your livelihood. The agricultural sector is inherently fraught with risks, ranging from natural disasters to the unpredictable market. Farm insurance serves as a vital safety net, safeguarding your farm's infrastructure, crops, livestock, and more. - read more
In the ever-evolving landscape of modern agriculture, the security and stability of a farm hinge on thorough preparation and strategic foresight. A pivotal component in safeguarding a farm's future lies in the critical role of on-farm risk assessment. This process provides a structured approach to identifying potential risks that could affect a farm's operations, financial health, and overall sustainability. - read more
The threat of bushfires looms large over the vast expanses of rural Australia, shaping the reality of farming in this sunbaked landscape. The risk, always present, escalates as the climate warms and dry conditions persist. It's not a matter of if, but when the land will be tested by fire's wrath. In this environment, the armor of insurance isn't just recommended; it's critical for survival. - read more
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Knowledgebase
Waiting Period: The time period that must pass after filing a claim before the insurance coverage becomes effective or benefits are paid.
