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Farm Insurance Australia – Compare Rates & Options

If you're an Aussie farmer looking for competitive farm insurance quotes, we have got you covered! Simply complete our quick farm quote request form to compare rates and options from multiple insurers, via our Australia-wide panel of specialist Farm Insurance Brokers.

Your Farm Insurance Quote Starts Here ...

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Farm

Apiarist, Cane, Cotton, Crops, Dairy farms, Hobby/Leisure farms, Livestock, Mixed farming, Orchards, Poultry farms and more ... anywhere in Australia!

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Compare Rates

Simply complete our short online farm insurance quote form and we’ll match your enquiry to a participating farm insurance broker from our national panel, who can access competitive rates and discuss options tailored to your needs. We are not an insurer or broker.

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Compare Insurance Options

Because farm insurance policies are different, your referred broker can help you compare features and benefits – not just price – so you can consider the value of different farm protection options. We do not assess your objectives, financial situation or needs.

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Multiple Farm Insurers

When you submit an online quote request with us, we match your details with a broker from our panel of insurance professionals across Australia whose specialties align with your needs. That broker can then obtain and compare quotes from the insurers they work with. Our matching is limited to participating brokers and does not cover every provider in the market.

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What does Farm Insurance Cover?

Property: Farmhouses, sheds, barns, fencing, silos (depending on the policy selected).
Crops: Cover for loss or damage from events such as drought, flood, fire, or pests, where included in the policy.
Livestock: Cover for injury, death, theft, or disease outbreaks, subject to policy terms.
Machinery & Vehicles: Tractors, harvesters, irrigation systems and similar equipment, depending on the level of cover.
Liability: Public liability, worker injury, and environmental damage, where provided by the insurer.

Coverage and benefits will vary by insurer and policy. Please refer to your broker or insurer for details of cover available and any exclusions.

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Policy Benefits - what they mean for Farmers

Potential for broad protection across land, assets, and operations, depending on the cover selected.
Brokers can arrange policies tailored for small family farms through to large agribusiness.
Access to a national broking network with rural expertise.
Ability to compare options online with a broker and consider potential cost savings.
Claims support from your insurer and/or broker when you need to make a claim.

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Insurance News

Strengthening Agricultural Insurance: Rural Affinity and Munich Re's Renewed Partnership

10 Feb 2026: Paige Estritori

Rural Affinity has renewed its partnership with Munich Re Specialty - Global Markets under a new five-year agreement, continuing a collaboration that began in 2006. This renewed alliance aims to support Rural Affinity's efforts to expand its agricultural insurance offerings across Australia and introduce new products leveraging technology and innovation. - read more

WFI Insurance and Rural Aid Join Forces to Assist Farmers in Crisis

02 Feb 2026: Paige Estritori

In a significant move to bolster support for Australia's agricultural sector, WFI Insurance has announced a formal partnership with Rural Aid, a leading rural relief charity. This collaboration is set to provide much-needed assistance to farmers and rural communities affected by recent natural disasters, including the devastating bushfires in Victoria and severe weather events in Queensland. - read more

Elders Insurance Warns Farmers of Escalating Summer Storm Threats

02 Feb 2026: Paige Estritori

As the Australian summer approaches, Elders Insurance is calling on farmers to brace for an anticipated increase in storm-related damages. Recent claims data reveals a concerning trend, with summer months accounting for nearly half of all storm-related farm insurance property claims over the past two years. - read more

Significant Reduction in Farm Liability Claims Reflects Enhanced Safety Practices

25 Jan 2026: Paige Estritori

Recent data from WFI Insurance indicates a substantial 75% decrease in farm liability claims over the past year, suggesting that Australian farmers are adopting more effective safety measures. This decline is particularly notable in incidents involving falls from height, which have reached their lowest level in four years. - read more

Steadfast Unveils Prevail: A New Era in High Net Worth and Farm Insurance

17 Jan 2026: Paige Estritori

In a significant development for the Australian insurance landscape, Steadfast has announced the launch of Prevail, a new specialist agency designed to cater to high net worth individuals and the farming sector. This initiative brings together three well-established underwriting agencies—Mansions, Dawes, and Argis—under a unified brand, aiming to provide comprehensive and tailored insurance solutions. - read more

Harland Green Launches Comprehensive All-Risk Insurance for Large-Scale Farms

17 Jan 2026: Paige Estritori

Harland Green, a newly established Lloyd's coverholder, has introduced an all-risk farm insurance package specifically designed for large commercial farming operations in Australia. This initiative aims to address the complex and evolving needs of the agricultural sector by offering comprehensive coverage that encompasses various aspects of farm operations. - read more

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Farm Insurance Articles

Secure Your Farm's Future: Understanding the Importance of On-Farm Risk Assessment

In the ever-evolving landscape of modern agriculture, the security and stability of a farm hinge on thorough preparation and strategic foresight. A pivotal component in safeguarding a farm's future lies in the critical role of on-farm risk assessment. This process provides a structured approach to identifying potential risks that could affect a farm's operations, financial health, and overall sustainability. - read more

Navigating Farm Succession: A Step-by-Step Guide for Rural Australian Families

Welcome to our comprehensive guide on navigating farm succession for rural Australian families. The journey of passing on a family farm from one generation to the next is both a critical and challenging milestone. Recognizing that every farm has its unique story and set of circumstances is fundamental to the process. - read more

Understanding Farm Equipment Insurance: What Rural Australians Need to Know

Farm equipment insurance is crucial for rural Australians who rely on their machinery for agricultural productivity. This insurance provides a safety net, helping to mitigate the financial risks associated with equipment loss or damage. - read more

Essential Coverage vs. Optional Add-ons: Balancing Protection and Costs

For Australian farmers, having the right insurance coverage isn't just a safety net—it's an integral part of sustaining their livelihood. Natural disasters, unpredictable climate conditions, and the inherent risks of agricultural production underline the critical importance of robust insurance for the agricultural community. As farmers navigate the complexities of insurance, understanding the basics becomes the first step toward securing their assets and ensuring the continuity of their operations. - read more

Investing in Cybersecurity: A Crucial Step for Sustainable Farming

Cybersecurity refers to the practice of protecting systems, networks, and programs from digital attacks. In the context of agriculture, it involves safeguarding the digital solutions and technologies that have become intrinsic to modern farming operations. As technological advancements continue to revolutionize the farming landscape, the importance of cybersecurity in securing farm data and operations has become more pronounced. - read more

Agribusiness Risk: Liability Issues Facing Australian Farmers Today

The agricultural sector in Australia carves a significant portion of the country's economy, contributing to its GDP and providing employment across rural and suburban areas. Thus, navigating the complexities of agribusiness is not just a matter of crop cultivation and livestock management, but also of understanding the intricate web of liability risks that come with the terrain. - read more

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Knowledgebase

Claim Adjuster:
An insurance professional who investigates and evaluates insurance claims to determine the amount the insurance company should pay.

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