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Farm Insurance Australia – Compare Rates & Options

If you're an Aussie farmer looking for competitive farm insurance quotes, we have got you covered! Simply complete our quick farm quote request form to compare rates and options from multiple insurers, via our Australia-wide panel of specialist Farm Insurance Brokers.

Your Farm Insurance Quote Starts Here ...

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Farm

Apiarist, Cane, Cotton, Crops, Dairy farms, Hobby/Leisure farms, Livestock, Mixed farming, Orchards, Poultry farms and more ... anywhere in Australia!

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Compare Rates

Simply complete our short online farm insurance quote form and we’ll match your enquiry to a participating farm insurance broker from our national panel, who can access competitive rates and discuss options tailored to your needs. We are not an insurer or broker.

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Compare Insurance Options

Because farm insurance policies are different, your referred broker can help you compare features and benefits – not just price – so you can consider the value of different farm protection options. We do not assess your objectives, financial situation or needs.

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Multiple Farm Insurers

When you submit an online quote request with us, we match your details with a broker from our panel of insurance professionals across Australia whose specialties align with your needs. That broker can then obtain and compare quotes from the insurers they work with. Our matching is limited to participating brokers and does not cover every provider in the market.

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What does Farm Insurance Cover?

Property: Farmhouses, sheds, barns, fencing, silos (depending on the policy selected).
Crops: Cover for loss or damage from events such as drought, flood, fire, or pests, where included in the policy.
Livestock: Cover for injury, death, theft, or disease outbreaks, subject to policy terms.
Machinery & Vehicles: Tractors, harvesters, irrigation systems and similar equipment, depending on the level of cover.
Liability: Public liability, worker injury, and environmental damage, where provided by the insurer.

Coverage and benefits will vary by insurer and policy. Please refer to your broker or insurer for details of cover available and any exclusions.

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Policy Benefits - what they mean for Farmers

Potential for broad protection across land, assets, and operations, depending on the cover selected.
Brokers can arrange policies tailored for small family farms through to large agribusiness.
Access to a national broking network with rural expertise.
Ability to compare options online with a broker and consider potential cost savings.
Claims support from your insurer and/or broker when you need to make a claim.

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Insurance News

Learning from Near Misses: Enhancing Farm Safety in Australia

18 Feb 2026: Paige Estritori

In July 2025, Farmsafe Australia launched the 'Second Chances – Who Knows How Many You'll Get' campaign, aiming to transform near misses on farms into learning opportunities to prevent future accidents. This initiative underscores the critical importance of recognising and addressing close calls in agricultural settings. - read more

WFI's 2025 Farm Accident Insights: A Call for Enhanced Safety Measures

18 Feb 2026: Paige Estritori

In October 2025, WFI Insurance unveiled its annual farm accident insights as part of Farmsafe Australia's 2025 Safer Farms Report. The findings paint a stark picture of the challenges facing Australian agriculture, with 2024 recording 72 farm-related deaths—the highest in over two decades. - read more

Strengthening Agricultural Insurance: Rural Affinity and Munich Re's Renewed Partnership

10 Feb 2026: Paige Estritori

Rural Affinity has renewed its partnership with Munich Re Specialty - Global Markets under a new five-year agreement, continuing a collaboration that began in 2006. This renewed alliance aims to support Rural Affinity's efforts to expand its agricultural insurance offerings across Australia and introduce new products leveraging technology and innovation. - read more

WFI Insurance and Rural Aid Join Forces to Assist Farmers in Crisis

02 Feb 2026: Paige Estritori

In a significant move to bolster support for Australia's agricultural sector, WFI Insurance has announced a formal partnership with Rural Aid, a leading rural relief charity. This collaboration is set to provide much-needed assistance to farmers and rural communities affected by recent natural disasters, including the devastating bushfires in Victoria and severe weather events in Queensland. - read more

Elders Insurance Warns Farmers of Escalating Summer Storm Threats

02 Feb 2026: Paige Estritori

As the Australian summer approaches, Elders Insurance is calling on farmers to brace for an anticipated increase in storm-related damages. Recent claims data reveals a concerning trend, with summer months accounting for nearly half of all storm-related farm insurance property claims over the past two years. - read more

Significant Reduction in Farm Liability Claims Reflects Enhanced Safety Practices

25 Jan 2026: Paige Estritori

Recent data from WFI Insurance indicates a substantial 75% decrease in farm liability claims over the past year, suggesting that Australian farmers are adopting more effective safety measures. This decline is particularly notable in incidents involving falls from height, which have reached their lowest level in four years. - read more

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Farm Insurance Articles

Investing in Cybersecurity: A Crucial Step for Sustainable Farming

Cybersecurity refers to the practice of protecting systems, networks, and programs from digital attacks. In the context of agriculture, it involves safeguarding the digital solutions and technologies that have become intrinsic to modern farming operations. As technological advancements continue to revolutionize the farming landscape, the importance of cybersecurity in securing farm data and operations has become more pronounced. - read more

Navigating Farm Succession: A Step-by-Step Guide for Rural Australian Families

Welcome to our comprehensive guide on navigating farm succession for rural Australian families. The journey of passing on a family farm from one generation to the next is both a critical and challenging milestone. Recognizing that every farm has its unique story and set of circumstances is fundamental to the process. - read more

Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm

As a farmer, you know that unexpected events can have a significant impact on your farm and your livelihood. Natural disasters, such as floods, fires, droughts, and storms, can occur at any time and have devastating consequences. That's why it's crucial to have a comprehensive disaster response plan in place to protect your property, assets, and, most importantly, your loved ones and livestock. - read more

Income Protection for Farmers: Ensuring Stability Through Tough Times

The world of farming is one filled with uncertainties. Weather conditions, market prices, and various other factors can create a highly volatile income stream for those within the agricultural sector. This unpredictability can lead to financial instability that impacts not only the farmers themselves but also their families and the larger rural community. - read more

5 Key Types of Farm Insurance Policies for Australian Farmers

As an Australian farmer, understanding the necessity of farm insurance is crucial to protecting your livelihood. The agricultural sector is inherently fraught with risks, ranging from natural disasters to the unpredictable market. Farm insurance serves as a vital safety net, safeguarding your farm's infrastructure, crops, livestock, and more. - read more

The Ultimate Guide to Affordable Farm Insurance for Australian Farmers

Welcome to 'The Ultimate Guide to Affordable Farm Insurance for Australian Farmers.' As stewards of the vast Australian countryside, farmers face an array of unique challenges and risks. Every day, they grapple with the forces of nature, the volatility of the markets, and the complexities of modern agricultural operations. - read more

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Knowledgebase

Replacement Cost:
The amount it would cost to replace or rebuild an insured asset with one of similar kind and quality, without depreciation.

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