Farm Insurance :: News
SHARE

Share this news item!

Significant Drop in Farm Liability Claims Reflects Improved Safety Measures

WFI Insurance Reports 75% Decline in Falls from Height on Farms

Significant Drop in Farm Liability Claims Reflects Improved Safety Measures?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

WFI Insurance has reported a notable decrease in farm liability claims across most categories, including a 75% reduction in falls from height over the past year.
This decline suggests that Australian farmers are adopting more effective safety practices, leading to fewer accidents and injuries.

Andrew Beer, Executive General Manager at WFI, highlighted that impact injuries have decreased by 30%, reaching their lowest level in four years. Despite these positive trends, heavy machinery and large animals continue to pose significant risks on farms. Additionally, farm property damage claims resulting from severe weather have increased by 32%, underscoring the ongoing challenges posed by natural disasters.

Self-managed repairs to broken machinery have been identified as a leading cause of injury, often due to machinery not being properly disengaged. Factors such as fatigue, loss of concentration, and omitting important safety steps to expedite tasks contribute to these incidents. Mr. Beer emphasised the severe consequences of such accidents, noting that events can unfold quickly, often in remote locations, leading to horrific, life-changing injuries.

In the first half of this year, there were 30 deaths and 74 injuries on farms, compared to 32 deaths and 122 injuries in the entire previous year. This improvement indicates progress in farm safety, yet it also highlights the need for continued vigilance and adherence to safety protocols.

WFI's data also reveals that cuts are the most common injury type, comprising almost one-third of claims, followed by fractures and soft tissue injuries. The insurer has become an ambassador for Farmsafe Australia, reinforcing its commitment to promoting safety within the agricultural community.

For Australian farmers, these statistics serve as both a reminder of the inherent risks in farming and an encouragement that implementing robust safety measures can lead to significant reductions in accidents and injuries.

Published:Saturday, 22nd Nov 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Insurance News

Preparing for Summer Storms: Elders Insurance's Advice to Farmers
Preparing for Summer Storms: Elders Insurance's Advice to Farmers
01 Jan 2026: Paige Estritori
As the Australian summer approaches, Elders Insurance has issued a cautionary advisory to farmers, emphasising the heightened risk of storm-related damages during this season. Recent data indicates a significant increase in insurance claims due to summer storms, underscoring the need for proactive measures to safeguard agricultural assets. - read more
New Partnership Offers Insurance Savings for Sustainable Farmers
New Partnership Offers Insurance Savings for Sustainable Farmers
01 Jan 2026: Paige Estritori
In a significant move towards promoting sustainable agriculture, WFI Insurance has partnered with AgCarE to offer premium reductions to farmers who achieve AgCarE certification. This collaboration aims to enhance financial, environmental, and social outcomes for Australian farmers and rural communities. - read more
IAG Highlights Climate Change's Impact on Rising Insurance Costs
IAG Highlights Climate Change's Impact on Rising Insurance Costs
01 Jan 2026: Paige Estritori
Insurance Australia Group (IAG) has issued a warning to Australians, indicating that home insurance premiums are expected to rise due to the increasing frequency and severity of extreme weather events, a trend attributed to climate change. This development underscores the pressing need for both mitigation and adaptation strategies to address the evolving risks. - read more
WFI Insurance and Farmsafe Australia Join Forces to Boost Farm Safety Standards
WFI Insurance and Farmsafe Australia Join Forces to Boost Farm Safety Standards
24 Dec 2025: Paige Estritori
In a significant move to enhance safety within the Australian agricultural sector, WFI Insurance has partnered with Farmsafe Australia. This collaboration is designed to raise awareness about farming hazards and advocate for the adoption of safer work practices among farmers. - read more
Argis Underwriting Partners with Pacific International to Expand Farm Insurance Offerings
Argis Underwriting Partners with Pacific International to Expand Farm Insurance Offerings
24 Dec 2025: Paige Estritori
Argis Underwriting has announced a new partnership with Newcastle-based Pacific International Insurance, enabling the company to resume offering farm insurance coverage across Australia. This development comes after Argis ceased providing new business and renewal terms on its Farm Extra Insurance in April, following the conclusion of a five-year arrangement with HDI Global Specialty. - read more
WFI Insurance Reports Significant Decline in Farm Liability Claims
WFI Insurance Reports Significant Decline in Farm Liability Claims
24 Dec 2025: Paige Estritori
WFI Insurance has reported a notable decrease in farm liability claims across most categories, signaling a positive trend in safety practices within the Australian agricultural sector. The insurer observed a 75% reduction in falls from height over the past year, alongside a 30% decline in impact injuries, marking the lowest level in four years. - read more



Farm Insurance Articles

Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm
Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm
As a farmer, you know that unexpected events can have a significant impact on your farm and your livelihood. Natural disasters, such as floods, fires, droughts, and storms, can occur at any time and have devastating consequences. That's why it's crucial to have a comprehensive disaster response plan in place to protect your property, assets, and, most importantly, your loved ones and livestock. - read more
5 Key Types of Farm Insurance Policies for Australian Farmers
5 Key Types of Farm Insurance Policies for Australian Farmers
As an Australian farmer, understanding the necessity of farm insurance is crucial to protecting your livelihood. The agricultural sector is inherently fraught with risks, ranging from natural disasters to the unpredictable market. Farm insurance serves as a vital safety net, safeguarding your farm's infrastructure, crops, livestock, and more. - read more
Understanding Farm Equipment Insurance: What Rural Australians Need to Know
Understanding Farm Equipment Insurance: What Rural Australians Need to Know
Farm equipment insurance is crucial for rural Australians who rely on their machinery for agricultural productivity. This insurance provides a safety net, helping to mitigate the financial risks associated with equipment loss or damage. - read more
The Farmer's Handbook to Quick and Effective Insurance Claims
The Farmer's Handbook to Quick and Effective Insurance Claims
Insurance is a vital part of safeguarding any farming operation. As a farmer, protecting your property, equipment, and livelihood from unexpected events like natural disasters, theft, or accidents is crucial. Adequate insurance coverage ensures that you can recover quickly from setbacks without enduring overwhelming financial strain. - read more
What You Need to Know About Crop Insurance for Your Farm
What You Need to Know About Crop Insurance for Your Farm
Farming is a risky business. As a farmer, you are at the mercy of the weather, pests, and other challenges that can threaten your crops and your livelihood. That’s where crop insurance comes in. Crop insurance can provide financial protection in case your crops are damaged or destroyed, allowing you to recover from losses and move forward with your farm business. - read more
Income Protection for Farmers: Ensuring Stability Through Tough Times
Income Protection for Farmers: Ensuring Stability Through Tough Times
The world of farming is one filled with uncertainties. Weather conditions, market prices, and various other factors can create a highly volatile income stream for those within the agricultural sector. This unpredictability can lead to financial instability that impacts not only the farmers themselves but also their families and the larger rural community. - read more

Need a Quote?
Start your free farm insurance quote comparison here.
Farm Type:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Rider:
An optional provision added to an insurance policy that provides additional benefits or coverage.