Farm Insurance :: News
SHARE

Share this news item!

WFI's 2025 Farm Accident Insights: A Call for Enhanced Safety Measures

Analysing the Surge in Farm-Related Fatalities and Injuries

WFI's 2025 Farm Accident Insights: A Call for Enhanced Safety Measures?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In October 2025, WFI Insurance unveiled its annual farm accident insights as part of Farmsafe Australia's 2025 Safer Farms Report.
The findings paint a stark picture of the challenges facing Australian agriculture, with 2024 recording 72 farm-related deaths—the highest in over two decades.

Despite an overall 8% reduction in farm-related claims over the past year, impact-related incidents, such as vehicle accidents and crush injuries, have surged by 44%, reaching a four-year high. WFI processed approximately 1,800 claims related to farm vehicle accidents, including those involving quad bikes and side-by-side vehicles (SSVs), many resulting in severe injuries like neck and spinal fractures and brain trauma.

Notably, SSVs have overtaken tractors and quad bikes as the leading cause of on-farm fatalities. This shift underscores the need for stringent safety protocols and training for operators of these vehicles.

Felicity Richards, chair of Farmsafe Australia, cautioned against complacency, stating that tools and machinery used daily remain dangerous regardless of experience. She emphasised that near misses should serve as warnings, prompting proactive safety measures.

Mental health remains a pressing concern, with WFI reporting a 75% increase in workers' compensation claims related to anxiety and stress over the past year. Alarmingly, the suicide rate among Australian farmers is nearly 59% higher than the general population, with a farmer dying by suicide approximately every 10 days.

Environmental hazards are also on the rise. Claims related to natural disasters have increased by 18% over the past three years, and farm property fires have risen by 28% in the same period. These statistics highlight the multifaceted risks faced by the agricultural sector and the urgent need for comprehensive safety and support measures.

Published:Wednesday, 18th Feb 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

What Cyclone Alfred Recovery Teaches Farmers About Insurance
What Cyclone Alfred Recovery Teaches Farmers About Insurance
16 Sep 2026: Paige Estritori
Recent industry attention on insurance claims linked to ex-Tropical Cyclone Alfred is a timely reminder that severe weather losses rarely stop at damaged buildings. For farms across storm and flood-exposed regions, the real cost of an event can include cut access roads, damaged fencing, spoiled fodder, machinery downtime, livestock movement issues and weeks of operational disruption. - read more
Seasonal Bushfire Risk Puts Farm Cover Back in the Spotlight
Seasonal Bushfire Risk Puts Farm Cover Back in the Spotlight
09 Sep 2026: Paige Estritori
Australia’s latest seasonal bushfire outlook is a practical reminder that fire risk is not confined to the height of summer. For many farms, the exposure begins well before a catastrophic fire day is declared, as grass growth, drying winds, stored fodder, machinery movement and access limitations combine to create a more complex risk profile than a standard rural home policy can address. - read more
Why Repair Bottlenecks Matter for Farm Insurance Claims
Why Repair Bottlenecks Matter for Farm Insurance Claims
02 Sep 2026: Paige Estritori
Fresh industry concern about repair delays after severe weather is highly relevant for Australian farms, where a damaged shed, washed-out access track or unavailable part can quickly interrupt day-to-day operations. While the wider insurance discussion often focuses on homes and commercial buildings, the same pressure points can be even more complex on rural properties because assets are spread out, specialist equipment is involved and local contractor availability may be limited. - read more
Insurance Tax Debate Puts Farm Premiums Back in Focus
Insurance Tax Debate Puts Farm Premiums Back in Focus
26 Aug 2026: Paige Estritori
Renewed industry pressure to reduce insurance taxes has put affordability back in the spotlight for rural and regional Australia. The latest debate centres on the extra costs added to insurance through state-based duties, levies and other charges, which can make already expensive cover harder to maintain for households and businesses exposed to flood, bushfire, storm and cyclone risk. - read more
Why Claims Disputes Should Prompt a Farm Insurance Review
Why Claims Disputes Should Prompt a Farm Insurance Review
19 Aug 2026: Paige Estritori
Recent complaints data from the Australian Financial Complaints Authority has again highlighted a pressure point that matters to rural Australia: insurance claims can become difficult when expectations, policy wording and evidence do not line up. While the figures cover the wider insurance market rather than farms alone, the themes are highly relevant for agricultural businesses dealing with storm damage, fire losses, machinery failures, fencing repairs or interrupted operations. - read more
Wetter Weather Forecast Puts Rural Cover Under the Microscope
Wetter Weather Forecast Puts Rural Cover Under the Microscope
12 Aug 2026: Paige Estritori
Australia's latest seasonal weather signals have again pushed rainfall risk into the foreground for rural and regional businesses. While conditions vary sharply between districts, a wetter outlook for parts of the country is a useful reminder that risk planning should not wait until paddocks are already saturated, creek crossings are cut or machinery is bogged at harvest. - read more



Farm Insurance Articles

Agribusiness Liability Risks Facing Australian Farmers
Agribusiness Liability Risks Facing Australian Farmers
Australian farming businesses face liability risks that go well beyond crop production and livestock management. From visitor injuries and unsafe produce to chemical use, worker safety, machinery incidents and emerging technology risks, understanding where liability can arise is an important part of protecting a farm's long-term resilience. - read more
Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm
Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm
As a farmer, you know that unexpected events can have a significant impact on your farm and your livelihood. Natural disasters, such as floods, fires, droughts, and storms, can occur at any time and have devastating consequences. That's why it's crucial to have a comprehensive disaster response plan in place to protect your property, assets, and, most importantly, your loved ones and livestock. - read more
The Ultimate Guide to Affordable Farm Insurance for Australian Farmers
The Ultimate Guide to Affordable Farm Insurance for Australian Farmers
Welcome to 'The Ultimate Guide to Affordable Farm Insurance for Australian Farmers.' As stewards of the vast Australian countryside, farmers face an array of unique challenges and risks. Every day, they grapple with the forces of nature, the volatility of the markets, and the complexities of modern agricultural operations. - read more
What Does Farm Insurance Cover in Australia?
What Does Farm Insurance Cover in Australia?
Farm insurance in Australia is usually built from several cover sections rather than one standard policy. This guide explains common inclusions, optional covers, limits and exclusions to check before comparing policies. - read more
Farm Business Interruption Insurance and Loss of Income Cover Explained
Farm Business Interruption Insurance and Loss of Income Cover Explained
Farm business interruption insurance may help protect farm income and cover certain extra costs when an insured event disrupts operations. This guide explains how it works, what it may cover, where it differs from personal income protection and crop insurance, and what to check before relying on it. - read more
How to Save Money on Your Farming Insurance Premiums
How to Save Money on Your Farming Insurance Premiums
Farm insurance premiums are influenced by the type and level of cover you choose, the risks associated with your farming operation, your deductible or excess, and how accurately your policy reflects your current assets and activities. Saving money is not just about finding the lowest premium; it is about understanding what you are paying for and avoiding unnecessary gaps or duplicate cover. - read more

Need a Quote?
Start your free farm insurance quote comparison here.
Farm Type:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.


Knowledgebase
Rider:
An optional provision added to an insurance policy that provides additional benefits or coverage.